What We Do

Agentprocessing.com is the leader in registered agent credit card processing. If you have a business formation or registered agency service, we have a customized application and process for you.

Our pricing:

Cost + 10 basis points, plus .10 per transaction, plus $10.00 a month. NO gateway fees. The average price our registered service agencies and business formation merchants are paying is 2%. Yes, that's the OVERALL effective rate, after everything. Agentprocessing.com was created specifically for your niche. We understand you. We found many sponsoring banks and acquirers didn't understand your industry, thus overcharging you, and worse, refusing to process electronic transmissions for you. We struggled finding a cost effective solution for you, so we worked with our sponsoring bank to get them to understand your risk and offer you an amazing price. We beat everyone-period.

What is Cost + pricing?

A bank issuing a credit card to you charges for this. If you use a local bank, they probably don't have a lot of assets, so Visa and MasterCard charge more to process their credit cards. If you use a big bank like Wells Fargo, Visa and MasterCard charge less to process their credit cards. If someone has a rewards card where they make 1% back on purchases, you pay for that when you accept that card-NOT the bank giving that person a credit card to use. YOU the merchant pay for that.

Cost + Pricing Cont.

So if your clients use a debit card from a big bank like Wells Fargo, between what Wells Fargo and Visa charge, you'll have a cost of somewhere around 1.65% + .15 cents.

So when we say we'll charge you cost + 10 basis points, that means you'll pay 1.75% or .0175

The average registered agent sale ticket is $100.

In this scenario, you'd be paying $2.00 total, to collect $100. Thus, your overall effective rate would be 2%.

There are cheaper debit cards that get below 1% and there are really expensive cards like a Lowes credit card or a USAA credit card or basically any card that gives that user a reward, you, the business accepting the credit card, is paying that reward fee.

We beat ANY credit card processing deal you can find. We're at least 1-2% cheaper than any bid we've ever seen. But if you want to save even more money, we have a proprietary systems in place to deny your clients from using expensive cards like rewards cards, and prompt them to use debit cards. We have a budget, low-cost-oriented registered agent service in Nevada utilizing this approach and they are averaging 1.5% total effective rate, which is unheard of in the online eprocessing world. You can see more on Visas fees here: http://usa.visa.com/merchants/merchant-support/interchange-reimbursement-fees.jsp

You can select which type of cards you want to accept.

We also do not charge you for our gateway, so you don't have to pay for a service like Authorize.net. Our proprietary backend gateway code will alert you for business filing orders where the name on the credit card used does not match up with the officers, directors, or members for business formation orders, reducing your stolen card charge backs. We created this especially for business filing organizations to deal with business formation orders that were placed with stolen cards.

PCI compliance. We developed a proprietary token system to eliminate PCI compliance vulnerabilities.

We do not charge nickel-and-dime fees, we do not set up a reserve for your fund. We do next day deposits, and we only take our fees once a month, making your reconciliation process a lot better.

If your company has been established 3 years or more, and is profitable, we can write your policy without a personal guarantee as well.

Contact Us

Please reach out to us and tell us a little about your situation. We have never found a business formation service we couldn't help save a lot of money. We're not going to submit your application if we don't think you'll get approved.